UA-114368688-1

$150 million

In Loans Funded to Date

97%

Customer Satisfaction Rate

10-Day

Average Loan Approval Period

Home Purchase Graphic

Purchase

Purchase a home home
Home Refinance Graphic

Refinance

Is now a good time to refinance your loan?
Find a Loan Officer Graphic

Find a Loan Officer

We’re here to help you every step of the way

GETTING A HOME LOAN SHOULDN’T BE HARD

SEE HOW SIMPLE IT IS

The Loanzify App guides you through your mortgage financing and connects you directly to your loan officer and realtor.

Apply Now

mobile view graphic expander
mobile view graphic frame mobile view graphic content

MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators

Home Loans in California

Welcome to the official site of  Z Home Loans. We are a full-service mortgage company based in Santa Monica, California. We specialize in all types of residential home loans in Southern and Nothern California. Z Home Loans takes great pride in being one of the premiere Mortgage Companies serving Los Angeles' Westside and surrounding environs. Many of our Mortgage Professionals have over a quarter of century experience in Mortgage Lending Industry. Highest and Best Service is not just our motto, it is our mandate to you, our client. Nothing is more important to us than knowing we have provided you with the best Associates, best team, best recourses, and best local knowledge thaht can only come fromyear of experience in Mortgage Lending. Whether you are buying a home or refinancing in any of the California zip  codes we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | Conventional | Jumbo

Contact APT Mortgage Inc dba Z Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs. 

Licensed by the DRE #01881581 and NMLS # 362509

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand APT Mortgage, Inc dba Z Home Loans's Privacy Policy.