Home Loans in Los Angeles, California

Welcome to the official site of Z Home Loans. We are a full-service mortgage company based in Santa Monica, California. We specialize in all types of residential home loans in Southern and Nothern California. Z Home Loans takes great pride in being one of the premiere Mortgage Companies serving Los Angeles' Westside and surrounding environs. Many of our Mortgage Professionals have over a quarter of century experience in Mortgage Lending Industry. Highest and Best Service is not just our motto, it is our mandate to you, our client. Nothing is more important to us than knowing we have provided you with the best Associates, best team, best recourses, and best local knowledge thaht can only come fromyear of experience in Mortgage Lending. Whether you are buying a home or refinancing in any of the California zip codes we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

Contact APT Mortgage Inc dba Z Home Loans today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Licensed by the CalDRE #01881581 and NMLS # 362509

Recent Articles

Jan
16
2019

Reasons to Refinance When Rates are Rising - 5 Examples
In previous posts, we talked about the current rise in mortgage rates and whether it's still a good time to buy a home (yes it is!). This week, we want to focus on refinancing and whether you should consider it in this market. While it may not be the right time to refinance for all homeowners,...

Jan
09
2019

Credit Score Requirements For 2019 Homebuyers
Your credit score is the first thing we review when applying for a home loan. While there are many factors involved in qualifying, your FICO is the most critical. The minimum credit score needed in 2019 to qualify depends mostly on the type of home loan you are looking to get. Generally...

Jan
02
2019

Is Paying Off Your Mortgage Early Worth It?
Paying off debt as soon as possible is always is a good thing --but does that rule also apply to mortgage debt? Is making an extra payment each month to pay off the mortgage early worth it? In this week's post, we'll explore the pros and cons of paying off the mortgage early. Not a homeowner...

Dec
27
2018

Increased Mortgage Rates --Should You Still Buy In 2019?
Does the news of rising rates make you second guess buying your first home in 2019? It shouldn't and here's why: Higher Rates But Not Frighteningly High With headlines that read "Feds Hike Up Mortgage Rates -- Highest Since 2014," it's no wonder that you doubt that it's a great time to buy...

Refinance Home Mortgage Options

Refinance Home Mortgage Options

Refinance Home Mortgage Options

Refinance Home Mortgage Options

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Home Loans in Los Angeles, California

Refinancing? We can help you with that, too!

Recent Articles